Robert Key

  • Loan Officer
  • NMLS: 190249
  • (505) 212-8888
  • (505) 269-4605
  • (832) 384-8736
  • 7801 Academy Rd NE Bldg 2, Ste 102
  • Albuquerque, NM 87109
Apply Now

Start your application to purchase your
dream home or refinance today!

Get Prequalified!

Looking to see what you may qualify for?
Get prequalified today!

Welcome to my website

Hello!  I am Robert Key, Branch Manager at the Albuquerque location.  When purchasing or refinancing a home, I will fully educate you on the process and communicate effectively with you to take the “mystery” out of the mortgage process.  My business is 99% referral based from past clients, realtors and builders in New Mexico.

I started my career in commercial banking in Dallas in 1987 and moved to Albuquerque in 1993 with a career change into mortgage lending.  I operated Ameriplex Mortgage in Albuquerque that sold to a local bank in 2010.  In 2015, HomeTrust Mortgage purchased Ameriplex and combined their existing office, where I became the Albuquerque Branch Manager.

I graduated from Baylor University in 1985 with a Bachelor’s degree in finance and real estate and received an MBA in finance from Rutgers University in 1987.  I was a Director and Past President of the New Mexico Mortgage Lenders Association.  My wife, Nancy, and I have two adult children and in our spare time we enjoy traveling and skiing and hiking in New Mexico and internationally.

Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
Sep 12 2025   mortgage rates average 30-year fixed post-Labor Day update CPI PPI
Quick Take The average 30-year fixed dipped to new ~11-month lows after the early-September jobs report, then held in a tight range this week. Producer Price Index (PPI) came in cooler than expected; CPI was roughly on-target with a softer... Read More
Why Mortgage Rates Move: What Every Homebuyer Should Know
Why Mortgage Rates Move: What Every Homebuyer Should Know
Sep 3 2025   how mortgage rates work mortgage rate explained bond market and mortgage rates mortgage rates and Fed why do mortgage rates change
Mortgage rates have been making headlines lately—especially after Fed Chair Jerome Powell’s big speech at Jackson Hole. But let’s be honest… most people see the news and think: “So… is now a good time to buy or... Read More
Mortgage Rates Holding Steady… For Now
Mortgage Rates Holding Steady… For Now
Aug 27 2025   mortgage rates average 30-year fixed Powell Jackson Hole Fed rate cut jobs report
After Fed Chair Jerome Powell’s Jackson Hole speech last Friday, mortgage rates dipped to their lowest point since October 2024. Many headlines made it sound like a major shift—but the truth is more subtle, and a lot more important if... Read More
Lower Rates? Don’t Relax Just Yet
Lower Rates? Don’t Relax Just Yet
Aug 20 2025   mortgage rates August 2025 30-year fixed rates Fed interest rate news home buying tips refinance opportunities
Over the past few days, mortgage rates have remained relatively steady—but don’t let the calm fool you. Here's what happened over the past three business days and why this quiet might not last much longer. Monday, August 18th Mortgage... Read More