Andrea Brinegar

  • Sr. Loan Officer
  • NMLS: 213192
  • (713) 369-6577
  • (409) 457-6767
  • (281) 332-4647
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
Apply Now

Start your application to purchase your
dream home or refinance today!

Get Prequalified!

Looking to see what you may qualify for?
Get prequalified today!

Welcome to my website

My name is Andrea Brinegar, and I am a senior loan officer in the Clear Lake office.  I have been in the mortgage industry as a loan officer for over 30 years.  Helping buyers achieve the American Dream brings me great satisfaction.  I love my what I do and am so happy to work with people who have become close and dear friends.  I have been highlighted in Texas Monthly as a 5-Star Mortgage Professional for 10 years.

I am married and have two children and three grandchildren.  My husband also I raised one of our granddaughters, who is now attending college.  I love to travel both in the US and overseas.  I enjoy fishing with my husband, who is always there to bait my hook.

Game-Changer: Credit Scores Just Got Rewritten
Game-Changer: Credit Scores Just Got Rewritten
Jul 16 2025   mortgage credit score FICO 10T VantageScore 4.0 FHFA credit model homebuyer credit update
If you’re considering buying a home, your credit score plays a key role in qualifying for a mortgage—and even determines your interest rate. Recently, a big change was announced by the Federal Housing Finance Agency (FHFA) that could... Read More
Should You Buy a Home Before Your Divorce is Final? Here’s What to Know
Should You Buy a Home Before Your Divorce is Final? Here’s What to Know
Jul 8 2025   buying a house during divorce mortgage tips home buying advice property division divorce and homeownership
Life doesn’t always follow a neat timeline. If you’re going through a divorce, you might be eager to start fresh in a new place. But buying a house before your divorce is finalized can come with serious complications—both financial... Read More
Why Homeownership Is Still Worth It—Even Beyond the Finances
Why Homeownership Is Still Worth It—Even Beyond the Finances
Jun 25 2025   emotional benefits of homeownership homeownership lifestyle data rent vs buy 2025 mental health homeownership sense of community housing
In today’s market, many buyers are asking: “Is homeownership still worth it?” With rising costs and economic uncertainty, it’s a fair question. But let’s pause for a moment—because homeownership has never been... Read More
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
Jun 20 2025   mortgage rates June 2025 Fed and mortgage rates why rates didn’t drop bond market mortgage impact financial education
When it comes to mortgage rates, most people assume they rise or fall based on whatever the Federal Reserve is doing. But here’s the truth: the Fed doesn’t directly set mortgage rates—and relying on headlines or social media to... Read More