Greg Luman

  • Branch Manager
  • NMLS: 285922
  • (806) 698-6853
  • (806) 786-2556
  • (806) 698-9031
  • 3402 110th Street, Ste 101
  • Lubbock, TX 79423
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Welcome to my website

I have a passion for serving and educating my customers on their path to buying their home. I have been a loan originator for 22 years, 20 of those with HomeTrust. I treat every loan as if it were my own. This outlook always keeps me pointing “true north” for my clients. As a result, I have received a top producer award 19 out of 22 years. As the Lubbock branch manager, I am fortunate to have a great team, allowing me to spend most of my time originating. Every day is an opportunity to make a difference in the lives of those I serve. I am available 7 days a week to answer your questions, I respond to emails and phone calls same day, and whether it’s a week after closing, or 3 years, I will always be here to assist with any matters that arise after the completion of our transaction.
 
I was born and raised in Lubbock and am a graduate of Texas Tech with a degree in business management. I have two sweet girls, Piper, and Claire, who are my world! In my free time, I practice yoga daily, take my girls to the pool, cook out on the grill, and read books that help inspire me to be the best version of myself. (Ask me for some great recommendations!) I also love skiing in winter and going to the beach in the summer.
Rates Just Hit a 10-Month Low!
Rates Just Hit a 10-Month Low!
Aug 5 2025   mortgage rates bond market jobs report home buying refinance
If you're thinking about buying a home or refinancing, here's some good news: mortgage rates just fell to their lowest point since October 2024. That’s right—rates are down, and it’s because of a big move in the bond market driven... Read More
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
Jul 30 2025   housing market 2025 tale of two housing markets low inventory buyer demand real estate trends
As we move into the second half of 2025, many homebuyers are wondering… what exactly is going on with the housing market? Some headlines say the market is heating up. Others claim it’s slowing down. Both seem true—and here’s... Read More
Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
Jul 23 2025   capital gains tax home sale housing inventory 2025 real estate tax updates home selling tax rules market trends Q3 2025
As we review housing market activity over the past six months and into the early weeks of Q3, signs point to ongoing challenges: limited housing supply, reluctant sellers, and high mortgage rates continue to slow momentum. Now, a new proposal is... Read More
Game-Changer: Credit Scores Just Got Rewritten
Game-Changer: Credit Scores Just Got Rewritten
Jul 16 2025   mortgage credit score FICO 10T VantageScore 4.0 FHFA credit model homebuyer credit update
If you’re considering buying a home, your credit score plays a key role in qualifying for a mortgage—and even determines your interest rate. Recently, a big change was announced by the Federal Housing Finance Agency (FHFA) that could... Read More