Greg Luman

  • Branch Manager
  • NMLS: 285922
  • (806) 698-6853
  • (806) 786-2556
  • (806) 698-9031
  • 3402 110th Street, Ste 101
  • Lubbock, TX 79423
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Welcome to my website

I have a passion for serving and educating my customers on their path to buying their home. I have been a loan originator for 22 years, 20 of those with HomeTrust. I treat every loan as if it were my own. This outlook always keeps me pointing “true north” for my clients. As a result, I have received a top producer award 19 out of 22 years. As the Lubbock branch manager, I am fortunate to have a great team, allowing me to spend most of my time originating. Every day is an opportunity to make a difference in the lives of those I serve. I am available 7 days a week to answer your questions, I respond to emails and phone calls same day, and whether it’s a week after closing, or 3 years, I will always be here to assist with any matters that arise after the completion of our transaction.
 
I was born and raised in Lubbock and am a graduate of Texas Tech with a degree in business management. I have two sweet girls, Piper, and Claire, who are my world! In my free time, I practice yoga daily, take my girls to the pool, cook out on the grill, and read books that help inspire me to be the best version of myself. (Ask me for some great recommendations!) I also love skiing in winter and going to the beach in the summer.
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
Sep 12 2025   mortgage rates average 30-year fixed post-Labor Day update CPI PPI
Quick Take The average 30-year fixed dipped to new ~11-month lows after the early-September jobs report, then held in a tight range this week. Producer Price Index (PPI) came in cooler than expected; CPI was roughly on-target with a softer... Read More
Why Mortgage Rates Move: What Every Homebuyer Should Know
Why Mortgage Rates Move: What Every Homebuyer Should Know
Sep 3 2025   how mortgage rates work mortgage rate explained bond market and mortgage rates mortgage rates and Fed why do mortgage rates change
Mortgage rates have been making headlines lately—especially after Fed Chair Jerome Powell’s big speech at Jackson Hole. But let’s be honest… most people see the news and think: “So… is now a good time to buy or... Read More
Mortgage Rates Holding Steady… For Now
Mortgage Rates Holding Steady… For Now
Aug 27 2025   mortgage rates average 30-year fixed Powell Jackson Hole Fed rate cut jobs report
After Fed Chair Jerome Powell’s Jackson Hole speech last Friday, mortgage rates dipped to their lowest point since October 2024. Many headlines made it sound like a major shift—but the truth is more subtle, and a lot more important if... Read More
Lower Rates? Don’t Relax Just Yet
Lower Rates? Don’t Relax Just Yet
Aug 20 2025   mortgage rates August 2025 30-year fixed rates Fed interest rate news home buying tips refinance opportunities
Over the past few days, mortgage rates have remained relatively steady—but don’t let the calm fool you. Here's what happened over the past three business days and why this quiet might not last much longer. Monday, August 18th Mortgage... Read More