Mary Titel

  • Sr. Loan Officer
  • NMLS: 216386
  • (281) 565-7525
  • (832) 741-7491
  • (281) 579-9817
  • 10707 Corporate Dr., Ste 139
  • Stafford, TX 77477
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Welcome to my website

My name is Mary, and I love my position as the branch manager in the Sugar Land office.  I have been in the mortgage industry for the past 44 years.  My favorite part of my job is helping first time homebuyers make their dream come.  HomeTrust is like a family to me, and I am proud to work in the community where I grew up.

I have been married for 44 years to my best friend, and we have a fantastic son, a beautiful daughter-in-law, and a wonderful grandson.  We also have a dog Shadow.  I don’t usually travel to far away destinations, but spend my time crafting, sewing and the occasional trip to the Texas or Louisiana Gulf Coast.  I am pleased to have won the Women’s Council of Realtors Member of the Year award.

Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
Sep 12 2025   mortgage rates average 30-year fixed post-Labor Day update CPI PPI
Quick Take The average 30-year fixed dipped to new ~11-month lows after the early-September jobs report, then held in a tight range this week. Producer Price Index (PPI) came in cooler than expected; CPI was roughly on-target with a softer... Read More
Why Mortgage Rates Move: What Every Homebuyer Should Know
Why Mortgage Rates Move: What Every Homebuyer Should Know
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Mortgage rates have been making headlines lately—especially after Fed Chair Jerome Powell’s big speech at Jackson Hole. But let’s be honest… most people see the news and think: “So… is now a good time to buy or... Read More
Mortgage Rates Holding Steady… For Now
Mortgage Rates Holding Steady… For Now
Aug 27 2025   mortgage rates average 30-year fixed Powell Jackson Hole Fed rate cut jobs report
After Fed Chair Jerome Powell’s Jackson Hole speech last Friday, mortgage rates dipped to their lowest point since October 2024. Many headlines made it sound like a major shift—but the truth is more subtle, and a lot more important if... Read More
Lower Rates? Don’t Relax Just Yet
Lower Rates? Don’t Relax Just Yet
Aug 20 2025   mortgage rates August 2025 30-year fixed rates Fed interest rate news home buying tips refinance opportunities
Over the past few days, mortgage rates have remained relatively steady—but don’t let the calm fool you. Here's what happened over the past three business days and why this quiet might not last much longer. Monday, August 18th Mortgage... Read More