Jeff Wortham

  • Branch Manager
  • NMLS: 218022
  • (713) 369-6555
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
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Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

Rates Just Hit a 10-Month Low!
Rates Just Hit a 10-Month Low!
Aug 5 2025   mortgage rates bond market jobs report home buying refinance
If you're thinking about buying a home or refinancing, here's some good news: mortgage rates just fell to their lowest point since October 2024. That’s right—rates are down, and it’s because of a big move in the bond market driven... Read More
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
Jul 30 2025   housing market 2025 tale of two housing markets low inventory buyer demand real estate trends
As we move into the second half of 2025, many homebuyers are wondering… what exactly is going on with the housing market? Some headlines say the market is heating up. Others claim it’s slowing down. Both seem true—and here’s... Read More
Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
Jul 23 2025   capital gains tax home sale housing inventory 2025 real estate tax updates home selling tax rules market trends Q3 2025
As we review housing market activity over the past six months and into the early weeks of Q3, signs point to ongoing challenges: limited housing supply, reluctant sellers, and high mortgage rates continue to slow momentum. Now, a new proposal is... Read More
Game-Changer: Credit Scores Just Got Rewritten
Game-Changer: Credit Scores Just Got Rewritten
Jul 16 2025   mortgage credit score FICO 10T VantageScore 4.0 FHFA credit model homebuyer credit update
If you’re considering buying a home, your credit score plays a key role in qualifying for a mortgage—and even determines your interest rate. Recently, a big change was announced by the Federal Housing Finance Agency (FHFA) that could... Read More