Morgan Smith

  • Loan Officer
  • NMLS: 1120125
  • (281) 376-5000
  • (713) 376-5222
  • (832) 559-3488
  • 6605 Cypresswood Dr., Ste 150
  • Spring, TX 77379
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Welcome to my website

Hello!  I am Morgan and have been a loan officer in the mortgage industry for the past seven years.  I love helping borrowers achieve home ownership.  It is a very rewarding feeling watching borrowers close on their home and seeing their joy and excitement!  At HomeTrust we have in-house processing, underwriting, and closing.  This makes the process very seamless.  Our team works closely together in a family environment to provide you the best experience.

I grew up in Spring, Texas and am proud to be working in the community.  I graduated on the Dean's list at Auburn University, where I was also a competitive swimmer.  I have two dogs, a chocolate Labrador named Browning and a black Labrador, Daisy.  Outside of the office I enjoy CrossFit, shopping, taking vacations!  My favorite place to travel is Cabo, Mexico! 

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Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
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As we move into the second half of 2025, many homebuyers are wondering… what exactly is going on with the housing market? Some headlines say the market is heating up. Others claim it’s slowing down. Both seem true—and here’s... Read More
Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
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Game-Changer: Credit Scores Just Got Rewritten
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If you’re considering buying a home, your credit score plays a key role in qualifying for a mortgage—and even determines your interest rate. Recently, a big change was announced by the Federal Housing Finance Agency (FHFA) that could... Read More
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Life doesn’t always follow a neat timeline. If you’re going through a divorce, you might be eager to start fresh in a new place. But buying a house before your divorce is finalized can come with serious complications—both financial... Read More