Mary Titel

  • Sr. Loan Officer
  • NMLS: 216386
  • (281) 565-7525
  • (832) 741-7491
  • (281) 579-9817
  • 10707 Corporate Dr., Ste 139
  • Stafford, TX 77477
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Welcome to my website

My name is Mary, and I love my position as the branch manager in the Sugar Land office.  I have been in the mortgage industry for the past 44 years.  My favorite part of my job is helping first time homebuyers make their dream come.  HomeTrust is like a family to me, and I am proud to work in the community where I grew up.

I have been married for 44 years to my best friend, and we have a fantastic son, a beautiful daughter-in-law, and a wonderful grandson.  We also have a dog Shadow.  I don’t usually travel to far away destinations, but spend my time crafting, sewing and the occasional trip to the Texas or Louisiana Gulf Coast.  I am pleased to have won the Women’s Council of Realtors Member of the Year award.

Rates Just Hit a 10-Month Low!
Rates Just Hit a 10-Month Low!
Aug 5 2025   mortgage rates bond market jobs report home buying refinance
If you're thinking about buying a home or refinancing, here's some good news: mortgage rates just fell to their lowest point since October 2024. That’s right—rates are down, and it’s because of a big move in the bond market driven... Read More
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
Jul 30 2025   housing market 2025 tale of two housing markets low inventory buyer demand real estate trends
As we move into the second half of 2025, many homebuyers are wondering… what exactly is going on with the housing market? Some headlines say the market is heating up. Others claim it’s slowing down. Both seem true—and here’s... Read More
Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
Jul 23 2025   capital gains tax home sale housing inventory 2025 real estate tax updates home selling tax rules market trends Q3 2025
As we review housing market activity over the past six months and into the early weeks of Q3, signs point to ongoing challenges: limited housing supply, reluctant sellers, and high mortgage rates continue to slow momentum. Now, a new proposal is... Read More
Game-Changer: Credit Scores Just Got Rewritten
Game-Changer: Credit Scores Just Got Rewritten
Jul 16 2025   mortgage credit score FICO 10T VantageScore 4.0 FHFA credit model homebuyer credit update
If you’re considering buying a home, your credit score plays a key role in qualifying for a mortgage—and even determines your interest rate. Recently, a big change was announced by the Federal Housing Finance Agency (FHFA) that could... Read More