Tim Futrell

  • Sr. Mortgage Planner
  • NMLS: 1061605
  • (806) 381-3760
  • (806) 319-1363
  • (806) 698-9031
  • 8501 SW 34th Street
  • Amarillo, TX 79121
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Welcome to my website

Hello!  My name is Tim, and I am the branch manager at the HomeTrust Amarillo office.  I started out as a lending assistant with a local bank and a year later I became a licensed loan officer.  After working for the bank for two years I found HomeTrust Mortgage, the best day of my professional career.  For the first seven years at HomeTrust I was a loan officer in the Lubbock branch and have now moved to Amarillo to open the new branch.  I get a great deal of satisfaction working at HomeTrust where we are a family and where everyone is important and valued no matter their position or tenure.  Additionally, waking up every morning knowing that my job is to help make the American Dream a reality for as many people as I can, is also very rewarding.

I grew up in Dumas, TX and graduated from Texas Tech University.  I am married to an incredible woman who is my best friend and the amazing mother to our three-year-old and future singing and ballet star Isabella.  My hobbies include cooking, playing piano, working outside with Isabella, and purchasing rare documents, coins, and unique one-of-a-kind items from auction houses around the world.  

Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
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Quick Take The average 30-year fixed dipped to new ~11-month lows after the early-September jobs report, then held in a tight range this week. Producer Price Index (PPI) came in cooler than expected; CPI was roughly on-target with a softer... Read More
Why Mortgage Rates Move: What Every Homebuyer Should Know
Why Mortgage Rates Move: What Every Homebuyer Should Know
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Mortgage rates have been making headlines lately—especially after Fed Chair Jerome Powell’s big speech at Jackson Hole. But let’s be honest… most people see the news and think: “So… is now a good time to buy or... Read More
Mortgage Rates Holding Steady… For Now
Mortgage Rates Holding Steady… For Now
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After Fed Chair Jerome Powell’s Jackson Hole speech last Friday, mortgage rates dipped to their lowest point since October 2024. Many headlines made it sound like a major shift—but the truth is more subtle, and a lot more important if... Read More
Lower Rates? Don’t Relax Just Yet
Lower Rates? Don’t Relax Just Yet
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Over the past few days, mortgage rates have remained relatively steady—but don’t let the calm fool you. Here's what happened over the past three business days and why this quiet might not last much longer. Monday, August 18th Mortgage... Read More