Tim Futrell

  • Sr. Mortgage Planner
  • NMLS: 1061605
  • (806) 381-3760
  • (806) 319-1363
  • (806) 698-9031
  • 8501 SW 34th Street
  • Amarillo, TX 79121
Apply Now

Start your application to purchase your
dream home or refinance today!

Get Prequalified!

Looking to see what you may qualify for?
Get prequalified today!

Welcome to my website

Hello!  My name is Tim, and I am the branch manager at the HomeTrust Amarillo office.  I started out as a lending assistant with a local bank and a year later I became a licensed loan officer.  After working for the bank for two years I found HomeTrust Mortgage, the best day of my professional career.  For the first seven years at HomeTrust I was a loan officer in the Lubbock branch and have now moved to Amarillo to open the new branch.  I get a great deal of satisfaction working at HomeTrust where we are a family and where everyone is important and valued no matter their position or tenure.  Additionally, waking up every morning knowing that my job is to help make the American Dream a reality for as many people as I can, is also very rewarding.

I grew up in Dumas, TX and graduated from Texas Tech University.  I am married to an incredible woman who is my best friend and the amazing mother to our three-year-old and future singing and ballet star Isabella.  My hobbies include cooking, playing piano, working outside with Isabella, and purchasing rare documents, coins, and unique one-of-a-kind items from auction houses around the world.  

Rates Just Hit a 10-Month Low!
Rates Just Hit a 10-Month Low!
Aug 5 2025   mortgage rates bond market jobs report home buying refinance
If you're thinking about buying a home or refinancing, here's some good news: mortgage rates just fell to their lowest point since October 2024. That’s right—rates are down, and it’s because of a big move in the bond market driven... Read More
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
Jul 30 2025   housing market 2025 tale of two housing markets low inventory buyer demand real estate trends
As we move into the second half of 2025, many homebuyers are wondering… what exactly is going on with the housing market? Some headlines say the market is heating up. Others claim it’s slowing down. Both seem true—and here’s... Read More
Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
Jul 23 2025   capital gains tax home sale housing inventory 2025 real estate tax updates home selling tax rules market trends Q3 2025
As we review housing market activity over the past six months and into the early weeks of Q3, signs point to ongoing challenges: limited housing supply, reluctant sellers, and high mortgage rates continue to slow momentum. Now, a new proposal is... Read More
Game-Changer: Credit Scores Just Got Rewritten
Game-Changer: Credit Scores Just Got Rewritten
Jul 16 2025   mortgage credit score FICO 10T VantageScore 4.0 FHFA credit model homebuyer credit update
If you’re considering buying a home, your credit score plays a key role in qualifying for a mortgage—and even determines your interest rate. Recently, a big change was announced by the Federal Housing Finance Agency (FHFA) that could... Read More