Wayne Heintschel
- Sr. Loan Officer
- NMLS: 221129
- (281) 333-3343
- (713) 858-1243
- (210) 523-7663
- 711 W. Bay Area Blvd., Ste 102
- Houston, TX 77598
Welcome to my website
My name is Wayne, and I love my position as a senior loan officer in the San Antonio office. I have been in the mortgage industry for the past 38 years. My favorite part of my job is helping first time homebuyers make their dream come. At HomeTrust, the local platform and support we receive has helped me provide the best customer experience. I am pleased to be a President's Club recipient for 10 consecutive years. I attended Stephen F. Austin State University and graduated with a Bachelor of Business Administration in Finance.
Game-Changer: Credit Scores Just Got Rewritten
If you’re considering buying a home, your credit score plays a key role in qualifying for a mortgage—and even determines your interest rate. Recently, a big change was announced by the Federal Housing Finance Agency (FHFA) that could... Read More
Should You Buy a Home Before Your Divorce is Final? Here’s What to Know
Life doesn’t always follow a neat timeline. If you’re going through a divorce, you might be eager to start fresh in a new place. But buying a house before your divorce is finalized can come with serious complications—both financial... Read More
Why Homeownership Is Still Worth It—Even Beyond the Finances
In today’s market, many buyers are asking: “Is homeownership still worth it?” With rising costs and economic uncertainty, it’s a fair question.
But let’s pause for a moment—because homeownership has never been... Read More
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Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
When it comes to mortgage rates, most people assume they rise or fall based on whatever the Federal Reserve is doing.
But here’s the truth: the Fed doesn’t directly set mortgage rates—and relying on headlines or social media to... Read More