Wayne Heintschel

  • Sr. Loan Officer
  • NMLS: 221129
  • (281) 333-3343
  • (713) 858-1243
  • (210) 523-7663
  • 711 W. Bay Area Blvd., Ste 102
  • Houston, TX 77598
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Welcome to my website

My name is Wayne, and I love my position as a senior loan officer in the San Antonio office.  I have been in the mortgage industry for the past 38 years.  My favorite part of my job is helping first time homebuyers make their dream come.  At HomeTrust, the local platform and support we receive has helped me provide the best customer experience.  I am pleased to be a President's Club recipient for 10 consecutive years.  I attended Stephen F. Austin State University and graduated with a Bachelor of Business Administration in Finance.

Lower Rates? Don’t Relax Just Yet
Lower Rates? Don’t Relax Just Yet
Aug 20 2025   mortgage rates August 2025 30-year fixed rates Fed interest rate news home buying tips refinance opportunities
Over the past few days, mortgage rates have remained relatively steady—but don’t let the calm fool you. Here's what happened over the past three business days and why this quiet might not last much longer. Monday, August 18th Mortgage... Read More
Mortgage Rates at 10-Month Lows! Big Opportunity!
Mortgage Rates at 10-Month Lows! Big Opportunity!
Aug 14 2025   mortgage rates august 2025 10-month mortgage rate lows refinance opportunity home buying timing inflation and mortgage
As we look back at the first two weeks of August and into mid-Q3, here’s what we know: mortgage rates are holding steady near their lowest levels since October 2024. That’s a big deal if you’ve been thinking about buying a home,... Read More
Rates Just Hit a 10-Month Low!
Rates Just Hit a 10-Month Low!
Aug 5 2025   mortgage rates bond market jobs report home buying refinance
If you're thinking about buying a home or refinancing, here's some good news: mortgage rates just fell to their lowest point since October 2024. That’s right—rates are down, and it’s because of a big move in the bond market driven... Read More
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
Jul 30 2025   housing market 2025 tale of two housing markets low inventory buyer demand real estate trends
As we move into the second half of 2025, many homebuyers are wondering… what exactly is going on with the housing market? Some headlines say the market is heating up. Others claim it’s slowing down. Both seem true—and here’s... Read More